Bitcoin Sharecropper: The Positive Potential of Bitcoin Loans
Discover how an old country boy like Opa sees Bitcoin loans through the eyes of a Bitcoin sharecropper. A fresh, down-home approach to growing your Bitcoin farm without selling your stack.
Opa
6/25/20252 min read
Opa The Bitcoin Sharecropper: A Country Boy's Take on Bitcoin Loans
Hello, friends. It’s Opa here.
This morning, I’ve been thinking about Bitcoin—again. But more specifically, I’ve been thinking about Bitcoin loans and whether or not they make sense. My buddy Dex and I have been going back and forth about it. I’ve come to the conclusion that Dex thinks like a city guy, and I think like someone who lives out in the country. We both care about the same things—we just see the world through different windows.
Let me explain what I mean...
The Way You Think Matters
I live on what used to be a small horse farm. I’m not a full-time farmer, but over the years I’ve used my land to grow good things—lettuce, tomatoes, collards, melons. Most of it I gave away to local food banks. (That was actually how our Reach One ministry got started.)
So even though I’m not a farmer by trade, I’ve spent enough time around them to start thinking like one. And that way of thinking—a farmer’s perspective—has shaped how I use assets like Bitcoin.
Sharecropping: An Old Idea With A Modern Bitcoin Twist
Out here in the country, you’ll find a few big farms—and a lot of small ones like mine used to be. One of my neighbors owns ten acres and a tractor. About six of those acres are planted in hay, which he sells to local horse owners (we live in horse country, after all).
But here’s the thing: his tractor could do more work. So what does he do? He leases land from nearby property owners who aren’t using it. He plants hayseed on their land, just for the season. At harvest, he sells the hay, pays the landowner a share, and everyone walks away a little richer. Nobody sells the land. Nobody loses anything. They just put dormant land to work.
And that, my friend, is the way I think about Bitcoin loans.
Thinking Like A Farmer
Dex is a smart guy. I trust him. But he doesn’t like the idea of selling Bitcoin, ever. And I get that.
But me? I think like a sharecropper. If I take out a loan—using someone else’s money (FIAT)—and use that to buy more Bitcoin, I’m planting a crop on someone else’s land. When the season ends, I don’t want to own their land or their hay. I just want to sell the hay (the Bitcoin I bought), pay them back their share (plus a little extra), and use the rest to grow my own little Bitcoin farm.
I don’t touch the land I already own (my Bitcoin). That’s my farm. That’s my legacy. But I’ll gladly lease someone else’s field for a season if it helps me expand my harvest.
Bitcoin Farming For Folks Like Me
For a little guy like me, this idea matters. I’m no spring chicken. Inflation keeps nibbling away at my retirement, and Father Time doesn’t take a day off.
Bitcoin gives me a way to stay in the game a little longer. It lets me use my time and tools wisely. I won’t live forever—and I don’t want to—but I sure like the idea of staying busy and productive until it’s time to see what happens next.
OUR STORY
That’s our story, and we’re sticking to it. What’s your story going to be? And why not make Bitcoin part of that story?


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